Parkinson's disease is a gradually progressing neurologic condition that affects motor and cognitive abilities in afflicted individuals. It is important to note that frequent paraquat exposure can cause Parkinson's disease. This is because this herbicide is neurotoxic.
Besides the impact on the quality of life, more severe cases of Parkinson's may prevent individuals from being able to work or maintain an occupation. Long-term disability benefits can help cover medical expenses, but a Parkinson's diagnosis on its own may not be enough for benefit eligibility.
Individuals diagnosed with Parkinson's can apply for Social Security Disability Insurance (SSDI) provided by the Social Security Administration (SSA). To qualify, individuals must meet the criteria listed in the SSA's Blue Book and be unable to work for at least 1 year due to complications brought on by Parkinson's.
In order for Parkinson's disease to be considered a disability, the following have to be met despite taking prescribed treatment for 3 consecutive months:
SSDI benefits are available only to those with sufficient work credits, calculated by age and the length of time worked. However, working part-time or carrying out a gainful occupation after the diagnosis may disqualify someone as disabled by SSA standards.
SSDI applications may be denied because of insufficient information corroborating medical claims. Keeping detailed and organized documentation on symptoms, their progression, and relevant medical reports is vital for ensuring SSDI eligibility. If SSDI is approved, it usually takes 5 months before receiving benefits, and after 24 months, individuals become eligible for Medicare.
Long-term disability (LTD) insurance can help individuals replace a part or all of their income if they cannot work due to Parkinson's. It can be purchased individually but is also provided through employee benefit plans by employers.
In both instances, long-term disability benefits are provided per the insurer's definition of disability as stipulated in the plan or policy. If eligibility is established, individuals covered by LTD insurance can expect to receive benefits:
With over 35 years of experience, Atraxia Law will thoroughly evaluate your current situation and determine if your Parkinson's diagnosis makes you entitled to compensation from the liable paraquat manufacturers. We know that Parkinson's disease is a complex condition to manage and that you require time to focus on priorities. This is why we will work on your behalf and involve you as minimally as possible in this demanding process.